Programs to help homeowners maintain their homes during financial hardship.
Mortgage Assistance Resources
- CFPB Mortgage Forbearance Guide – Information about mortgage forbearance options and rights
- FHA Mortgage Forbearance – Forbearance options for FHA-insured mortgages
- Fannie Mae Forbearance – Forbearance options for Fannie Mae-backed mortgages
- Freddie Mac Forbearance – Forbearance options for Freddie Mac-backed mortgages
- Mortgage Forbearance Options:
- Temporary suspension of mortgage payments
- Extended payment plans
- Loan modifications
- Repayment options after forbearance
- Protection from foreclosure during forbearance
- Additional Mortgage Assistance:
- Mortgage payment assistance
- Foreclosure prevention
- Loan modification programs
- Homeowner counseling
- Property tax relief programs
- NJ ERMA Program – Emergency Rental and Mortgage Assistance for New Jersey residents
- ERMA Application Portal – Apply for emergency mortgage assistance